Running a business which involves the use of automobiles can be though but having to deal with Commercial Auto Insurance can be tougher especially when you don’t know the right one to choose. One of the most challenging decisions you will make as a business owner is choosing the right Insurance policy which is capable of protecting your business assets as well as your employees against unexpected financial loss and the threat of a lawsuit. The first step involved in choosing the right type of Auto Insurance is to understand the different types of Commercial Insurance coverage’s which are available.

Basically, Commercial Auto Insurance break vehicles down into two major categories

• The private passenger -type automobiles such as cars, vans, SUVs, and small trucks
• Trucks, trailers, and tractors which include pickups, dump trucks, dry freight, refrigerator box, auto hauler, tanks, and so on.

There are two main categories of commercial … Read more

All businesses, big and small, need commercial general liability insurance. There are many things that could put your finances at risk, and without adequate coverage, your entire company could be affected. Look online to learn the laws in your state and local jurisdiction to find out the minimum amount of insurance you need, and then conduct a search for a small business liability insurance quote. You can get multiple quotes at once and compare them to see which one offers the right amount of coverage for your business needs.

If you have any employees, the federal requirement will require you to have workers’ compensation, disability insurance, and unemployment. Keep this mind when researching policies and comparing quotes.

The best commercial insurance providers will have custom policies tailored around each type of business and industry. For those involved in the real estate industry, there are special “real estate” business insurance policies … Read more