How Does Motorcycle Accident Insurance Differ From Auto Insurance in Pennsylvania?
In Pennsylvania, when you buy motorcycle insurance, there are different things to consider than when buying regular auto coverage. The major difference is that for car insurance, Pennsylvania Law requires a minimum coverage of $5,000 in medical coverage benefits, also called “no-fault” or PIP coverage.
With motorcycle insurance, though, Pennsylvania law does not require medical coverage. In fact, many motorcycle insurers don’t provide medical coverage in Pennsylvania.
Another major difference is that there is no “limited tort” with motorcycle insurance in PA. With Auto Insurance in PA, you must choose either limited or full tort. Full tort is more expensive but protects your rights to make a bodily injury/pain and suffering claim (there is no threshold requirement of a “serious injury” with full tort). With Motorcycle coverage in PA, basically, all claims are full tort.
The other major difference in PA is that under the Pennsylvania Motor Vehicle Financial Responsibility … Read more