Broadway Insurance Brokers has warned holiday makers against ”amber gambling” following the Foreign Office’s “arbitrary” ban on all non-essential travel to 83 amber countries that will be opened to fully vacinated Britons from today, 19 July.  

In LinkedIn post dated 16 July, Eleanor Moore, Broadway Insurance Broker’s director of private clients, said that ”many insurance policies will not provide cover for cancellation or medical expenses where the FCO [Foreign and Commonwealth Office] is advising against all but essential travel.”

Moore told Insurance Times: ”This is the next phase of fallout, from an insurance standpoint, following the BI [business interruption] claims situation arising from the pandemic.  Whilst attention remains fully focussed on possible BI claims, Broadway’s Private Clients division has, for some time now, been educating and empowering individuals and their families around the insurance implications surrounding personal and business travel cover.

”The government has stated that you can travel